Do you ever feel like you’re constantly trying to play catch up? Are you struggling to juggle your career and a full-time job as a mom? Do you ever wonder where the hours in the day and the cash in your wallet go?
If the answer is a resounding yes to everything, then chances are you’re a disorganized mom. Your lifestyle can end up causing you stress and costing you money as you muddle your way through life. If you’re ready for a change, keep reading. Getting organized pays off!
- It will cut down on food waste
You know what it’s like. You buy a tub of baby spinach with the intent to use it in something. Then three weeks later you find it pushed to the back of the fridge, looking less than appetizing as it starts to rot. Being organized with a meal plan can help you limit your food waste. When you use a meal plan, you’ll buy spinach with a specific purpose in mind — like a pasta dish. A meal plan can also help you think of ways to use up leftovers in tasty, kid-approved ways, so you don’t have to throw them out.
- You can downsize and sell stuff
Do you have to dodge an avalanche of clothes every time you open your closet? A cluttered closet is a nuisance any time you get dressed, but it’s an opportunity to make a bit of extra cash.
Organizing your closet and eliminating the things you don’t wear isn’t just good for your mental health. When you de-clutter your closet, you can sell off the clothes you no longer need. If the weather is still nice, you can organize a garage sale to get rid of your belongings. You can also use these apps to sell gently used clothing, toys, and other household items to people in your area.
- You won’t miss due dates
Time flies when you’re busy, but that’s no excuse to forget to pay bills. Your utility providers and other creditors aren’t sympathetic, and they’ll charge you interest and late fees if you miss a due date.
Being organized helps you keep on top of bills, cash loans, and other responsibilities with hard due dates. How you go about it is up to you. You can automate your payments so you don’t have to physically pay your bills on your own. If you prepare to pay for things manually, you can use your phone to set up reminders of these bills. An old-fashioned calendar and strategically placed post-it notes work just as well.
- You’ll minimize fees
If you’ve ever had to rely on a credit card, line of credit, or payday advance before, you know these loans come with rates, terms, and conditions. It’s important to find the right product for your needs to avoid paying more than you should.
Organizing your finances can help you figure out which products and services are within your financial abilities to take on. A budget can help you determine if you should use a credit card or a short term loan to pay for bills or repairs. Taking the time to understand the difference between these products is also a great way to avoid unnecessary costs. Some lenders like MoneyKey make it easy to figure out how their products work by using uncomplicated language and convenient access to all the facts. That way, you can tell if a cash advance from MoneyKey.com is the right stopgap for when you need help paying urgent bills.
Organization doesn’t come naturally to every mom, but luckily, the Internet’s here to help. You can use tips on how to trick yourself into becoming an organized mom, so you can cash in on some serious savings.